Bills.com: Consolidate and Eliminate

There's tons of debt floating around out there right now. Actually, floating is the wrong word - something having to do with "sinking" would be more appropriate. A lot of people are drowning in debt and the so-called solutions that have been offered lately, like government bailouts, are more like tossing a cinder block to people instead of a life preserver. Bailouts don't force people to learn from their mistakes.

That's why I think it's best for people to consolidate debt and tough it out. Consolidation, done properly, can make it easier to pay off debt, but it doesn't relieve one of the obligation to actually pay it off, and it allows people to learn from their mistakes (or at the very least give them such a miserable experience that they're conditioned to avoid debt).

I've been poking around Bills.com to learn more about this subject, and other things. They have a debt consolidation center that can set one up with contacts for getting this kind of thing done, mortgage rate information, insurance, and other things. I'm planning to give their consolidation resources a spin myself - I have some debts I would like to consolidate, but the card companies I deal with are only making garbage offers right now. It's their loss, I guess.